To avoid paying their debt! But seriously, it’s fascinating how often I encounter debtors who come up with creative reasons for late payments. I had one who claimed a raccoon stole their check. I can’t help but wonder if we should include ‘wildlife interference’ as a legitimate risk factor in our assessments.
I once had a client tell me their dog ate their finance report. I laughed it off but it made me think, maybe we should ask if pets should be part of our credit checks! Anyway, ever had someone try something even crazier?
I totally get that frustration! Just the other day, a guy told me he couldn’t pay because he got locked out of his bank account by a mistaken fraud alert. It’s wild what they’ll come up.
It’s amazing what people come up with! I had a tenant once say their goldfish needed emotional support during a storm, which delayed their rent. Maybe we should require a ‘pet intervention’ clause in future agreements! 
.
I had someone say their cat knocked over their budget binder; maybe we really should consider a ‘pet clause’ in contracts… Ever heard of a more creative excuse?